Musicians have more ways to self-monetize than ever before, but all too often, it feels like that money is just out of reach. Putting out music yourself is not as hard as it used to be, but making money from that music takes a bit more work and know-how. It’s a minefield most artists still...
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Finland Gave People $640 A Month, No Strings Attached. Here’s What Happened.
The world’s most prominent trial of universal basic income has ended — and the first results are in. Tuomas Muraja’s life took an unexpected turn at the end of 2016. He received a letter telling him that he would be getting a monthly sum of €560 ($640) from the Finnish government, no strings attached, for...
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Do This by Jan. 15 to Avoid a Tax Penalty
Don’t pay more than you need to: savvy strategies for tax planning, income taxes, tax credits and deductions, business taxation, charitable giving – plus updates on tax-law changes. The chance you underwithheld on your taxes in 2018 may be higher than you think. A 2018 report by the Government Accountability Office (GAO) suggests that 21%...
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6 Simple Rules For Saving Money
If you’re not good at saving, it’s not your fault. Humans are hard-wired to focus on the present, so you have thousands of years of evolution to fight against. But there’s a way to win the fight. 1. Make it automatic. “The most important thing you can do right now,” says Beth Kobliner, author of...
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How to Plan for Retirement as a “Solo Ager”
Baby Boomers who are single and childless, known as “solo agers,” face unique retirement planning challenges that need to be addressed. Americans’ approach to aging has rapidly changed in recent years. This is the result of the aging Baby Boomer population, who are entering their 80s and 90s within the next few decades, and longer life expectancies....
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No. 1 thing millionaires know about money that the average person doesn’t
I used to scoff at those people who flew first-class because it just seemed extravagant. But now I get it. If you have a problem that money can solve, you don’t have a problem. In my experience, high-earners tend to be extremely disciplined about using their money to solve their problems. That’s because they understand...
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The Ins and Outs of Bank Fees
To make a profit and pay operating expenses, banks typically charge for the services they provide. When a bank lends you money, it charges interest on the loan. When you open a deposit account (checking or savings) there are charges (fees) for that as well. Even fee-free checking and savings accounts have some fees. It’s important...
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Feature Story: The Tax Express
Introduce Yourself for our readers: My name is Thomas Porterfield and I am the owner of The Tax Express. What does your company provide and what are your specialties: The Tax Express provides tax preparation and planning services for individuals and small businesses. We specialize in finding credits and deductions for our clients to maximum...
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Savings? how much you should have saved and how to catch up
There are numerous studies and theories about how much you should have saved for retirement, emergencies, necessities and other expenditures. For example, studies by Fidelity and T. Rowe Price do a nice job of showing some retirement savings benchmarks for where you need to be, starting at age 30. Both studies stress the need to start saving...
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Introducing the New $20, $10, and $5!
America’s currency is a statement about who we are as a nation. Our modern money honors our history and celebrates our values. Building on tremendous feedback from Americans across our country about the theme of democracy, the Treasury Department will create new design concepts for the $20, $10, and $5 dollar notes. The New $20...
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