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Tag: credit

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Once you hit this credit score, going higher is a ‘waste of time,’ expert says

Once you hit this credit score, going higher is a ‘waste of time,’ expert says

A 56-year-old government employee from Cleveland named Tom Pavelka had the “highest credit score in America” in 2012, the Daily Mail reported at the time. His near-perfect 848 ranked “higher than 100 percent of U.S. consumers,” according to a letter he received from a credit bureau. What might a score of nearly 850 have awarded...

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10 Simple Ways to Raise Your Credit Score

10 Simple Ways to Raise Your Credit Score

There are a lot of rumors circulating when it comes to credit scores and how to improve them: Do you really need to pay a credit repair company to increase your score? (No.) Will getting married help raise it? (No.) Will making on-time payments every month give it a boost? (Yes.) If you want to...